Free financial help


Sometimes life can get a little stressful – especially in relation to our finances!

If you find yourself anxious, worried or confused about your financial situation and you need help or advice, but are worried you can’t afford it; then take heart – there is Free Financial Assistance out there – you just need to know where to go.

As a starting point, there is a brilliant free website available to you called Sorted is New Zealand’s free (government funded) independent online money management guide, and it’s full of different calculator software and information to help you manage your personal finances throughout life. With loads of information on debt, budgeting, financial goal setting, mortgages, different types of fees, savings, investments, KiwiSaver, and planning retirement — it is absolutely jam-packed with useful tips.

If you feel as though you need more individual, personalized help, then check the national directory at the New Zealand Federation of Family Budgeting Services at to find a free local budget service. The Federation has 136 budgeting service centres nationwide, with more than 1,480 staff ready to help families throughout NZ.

The Federation fields over 280,000 enquiries each year, well over a call a minute; and supports people through debt crisis every 5 minutes. The 28,000 clients seen last year by Federation budget advisers have overdue debts of well over $50 million! Despite its name, the Federation helps both individuals and families and is free of charge and non-judgmental.

If by chance you don’t find a budget adviser available to help you through the Federation, then I would suggest that you contact your local Citizens Advice Bureau for some more contact names in your area. You can find your local CAB via either your local phone book, freephone 0800 367 222 , or their national online directory at

Always remember that if you are in debt, then your bank, finance company, or credit card company will be happy to help you. In fact, if you are worried or struggling with your financial situation, they would much rather that you approach them early rather than late, so that they can help you develop a plan of action.

The Kiwi Families Team

This information was compiled by the Kiwi Families team.

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Please note that Kiwi Families is not intended to replace individualised, specialist advice that you receive from other financial professionals. Please seek specialist advice for your situation.
  • regena kapua ale

    i desperatley need help , please can someone come to my aid .

  • Marvelous Olusegun

    Good day everybody
    my names are RICHARD
    M. WILSON, a student of UNIVERSITY OF BENIN ,
    department of CHEMICAL
    ENGINEERING final year student, always work hard to make
    a successful living but now am very sick
    in hospital suffering for kidney cancer, I only have my mother MRS.RICHARD FUNKE, who have being trying for my education, I lost my father some years ago,
    now am in University of Benin Teaching Hospital (UBTH) P.M.B 1111, Ugbowo Lagos
    Road, Benin City Edo State, NIGERIA, the Chief Medical Director
    Prof. M.O.Ibadin is asking for a deposit of ₦4.5000000.00 for my operation please my
    brothers and sisters my life is in your hands, help me to stay, help me to
    survival, I don’t want to die now, I don’t
    mine any amount you contribute please just help me, I know if you can
    help me I can make it in life, in case the good lord of Abraham, Isaac and
    Jacob torches your heart this is the doctor’s email him is going to give you details on how your
    contribution is going to get to me, as you
    contribute, GOD will reward you abundantly( Amen) and this is my telephone no
    +2348141914038. And my thanks still go to DR. MARVELOUS for helping me to post
    my comment to the world, and special thanks to God almighty for still keeping
    me alive

  • People are hurting financially all across the United States. The sad thing about this is, many of these suffering families work one or two jobs. We have to raise the minimum wage to a living wage!

  • James Hamilton

    Hi I’m a 47 yr old father of 7 and 3 grandsons I was in a fire back in June last year were I lost everything due to my injury’s I no long have my job and I’m struggling to manage living and medical costs can someone please assist me I’d gladly reimburse anything I receive to see evidence of the fire look up and put date 08/06/2016 its the first news story.
    email me on
    Or txt/ring +64 21908603 ( 0221908603 ) if you can help thank again.

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